The four chiefs
A fractional C-suite, instrumented by AI.
Hire four chiefs as one engagement. Each role brings deep regulatory mastery and shares the same AI-native operating system.
Fractional CCO
Chief Compliance Officer
Owns regulator-grade compliance posture: RBI/SEBI returns, Companies Act 2013, FCA/SEC filings, board attestation.
Mandate
- Companies Act 2013 board governance & secretarial returns
- RBI Master Directions, SEBI LODR, SEC Regulation S-K, FCA Senior Managers
- Code of conduct, conflict-of-interest registers, whistleblower regime
- Regulator inspection readiness & remediation tracking
Jurisdictions
- India: RBI, SEBI, MCA
- USA: SEC, OCC
- UK: FCA, PRA
- Gulf: SAMA, DFSA, CBUAE
Fractional MLRO / PO
Principal Officer (PMLA)
AML / CFT, sanctions, FIU-IND STR/CTR filings, FinCEN SAR, FATF typologies, UBO governance.
Mandate
- PMLA 2002 + PML Rules — risk-based KYC, EDD, UBO, screening
- FIU-IND STR/CTR, FinCEN SAR/CTR, NCA SAR filings
- Sanctions: OFAC, HMT, EU, UNSC, MEA — list management & remediation
- FATF 40 Recommendations alignment & mutual-evaluation readiness
Jurisdictions
- India: FIU-IND, RBI
- USA: FinCEN, OFAC
- UK: NCA, OFSI
- Gulf: SAMA AML, ADGM/FSRA, DFSA
Fractional DPO
Data Protection Officer
DPDP Act 2023 (exhaustive), UK GDPR / DPA 2018, FTC privacy, Gulf PDPLs. DPIA, consent artefacts, breach response.
Mandate
- DPDP Act 2023 — exhaustive: Data Principal rights, Consent Manager, SDF, cross-border transfer
- UK GDPR + DPA 2018 — DPIAs, RoPA, ICO breach notification
- FTC privacy, state-level (CCPA/CPRA, VCDPA, CPA)
- Gulf PDPLs — Saudi PDPL, UAE Federal Data Law, DIFC DP Law, ADGM DP Regs
Jurisdictions
- India: MeitY, DPB
- UK: ICO
- USA: FTC + states
- Gulf: SDAIA, UAE DPO, DIFC, ADGM
Fractional CAI
Chief AI Officer
AI governance, model risk, NIST AI RMF, EU AI Act readiness, India MeitY AI advisory, board-grade AI controls.
Mandate
- NIST AI RMF 1.0 — Govern, Map, Measure, Manage
- EU AI Act readiness for high-risk systems
- India: MeitY AI advisory, IT Rules, sectoral AI guardrails (RBI, SEBI)
- Model risk management, red-teaming, evals, AI incident response
Jurisdictions
- India: MeitY, RBI, SEBI
- USA: NIST, EEOC, FTC
- UK: ICO AI guidance, CMA
- Gulf: SDAIA AI Ethics, UAE AI Charter